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Finance Options

Vehicle Maintenance

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Finance Options

You can choose to buy your vehicle outright, or lease it using one of the funding methods below.

Fleet Elite will always advise you which package will be most suitable and cost effective. Contact us for free impartial advice.

Both Road Fund License and Roadside Assistance for the entire contract period are included as part of a lease contract.

Personal Contract Hire

Contract Hire allows you the use of vehicle for a fixed period of time, with a predetermined mileage, at a fixed monthly cost, without having the problems and costs associated with owning a vehicle.

The vehicle is registered to the Contract Hire Company and rented to you. It does not attract company car tax implications but has all the benefits of a company car contract hire scheme. It gives you total flexibility of choice in terms of vehicle, specification, annual mileage and maintenance options.

The advantages of Personal Contract Hire vary according to individual requirements, however some key benefits may include:

Excellent Special Offer rates always available on various models.
Our combined buying power to obtain fleet discounts
Possible tax advantages of opting out of Company Car Schemes and avoiding BIK Company Car Tax
Accurate budgeting
Fixed cost motoring for up to four years
No risk on resale values, interest rates, operating costs
Full manufacturer warranty

Personal Contract Hire, with or without maintenance, can be summarised as a no risk form of vehicle funding that relieves the burdens of owning your own car.

Personal Contract Purchase

This option is designed to give you the enjoyment of obtaining a new car every few years, without having to buy it outright.

Instead you simply pay for and have the use of the car during the term of the agreement. At the end of that time you can either return the car, or you can buy the car outright for an agreed price set at the start of the contract. This price is based upon an agreed mileage, period of contract and residual value of the car.

Key Benefits:

Use the buying power usually only available to large Fleet customers
Eliminate risks involved in acquiring a vehicle
Eliminates vehicle depreciation risk
Competitive rates and discounts
Finance company underwrites the driver direct

You can look forward to worry free motoring. Not only do we receive the highest levels of service and support from our supplying dealership network, we also command significant discounts on maintenance contracts.

This funding package is based on a hire purchase agreement, combined with options to offset some of the risks associated with running a car.

Hire Purchase

Hire Purchase is the traditional method of financing a vehicle with the vehicle becoming your property at the end of the period.

The monthly payment is determined by the amount of deposit paid, the period of the contract, interest rates and the sale price of the vehicle.